When to File for a Personal Injury Lawsuit


Personal injuries can occur anywhere, at work, homes, or public places. They can range from car accidents, factory accidents, or injuries from conflicts. Resultantly, they cause financial losses, bodily harm, and other unbearable inconveniences.

To manage the consequences of personal injuries, people seek compensation from insurance companies or the parties at fault. Due to the technicalities of contract documents, financial power of insurance firms, and authority from parties like employers, getting a fair compensation can be difficult.

Hence, we’ve enumerated a list of events where you can file a personal injury lawsuit against the party at fault. Below are the pre-requisites and general guidelines that offer a threshold for filing a lawsuit.

  1. Negligence of the Other Party

An accident may involve numerous parties and consequently, they may experience some losses. If the accident was caused by the acts of omission or commission of another party, they’re held liable.

Incidences that depict negligence may include the following:

  • Work Place Accidents: Various hazards can occur in factories, warehouses, mining operations, or other work-related buildings. If the employer conducts shoddy workmanship that leads to your injury. The employer will be liable to pay you for bodily harm, trauma, and miscellaneous losses the employee suffers as a result.
  • Pets Carnivorous pets like dogs pose a safety risk to the general public, if not handled properly. Anybody who suffers from a dog bite, without any provocation, can seek compensation from the dog owner.
  1. Medical Expenses

Accidents differ in severity and the general harm caused to an individual. Serious accidents like those involving cars may cause internal injuries, broken limbs, paralysis, post-accident trauma, and miscellaneous serious injuries.

All these effects may be very daunting when seeking treatment. The expenses may require surgeries, specialized doctors, or life support care, all of which may prove too costly for you.

In this regard, a Personal Injury Lawsuit can help you in the following ways: –

  • Urgent treatment: A lawyer can help compel insurance companies or the aggressor to speed up the payment. Normal processes may not be friendly for emergency cases and therefore a lawsuit helps improve your chances of recovery—by the settlement amounts.
  • Insufficient payments: Insurance companies or other defendants can give you a settlement that does not fit the injury. A lawsuit can help you get full settlement including future medical expenses, supporting healing aides like a wheelchair, walking dogs, and other specialized treatments. Lawyers have a wide experience dealing with these kinds of cases and will structure your case accordingly, to help you get a suitable and sufficient deal to cover for your health.

Medical expenses have a high probability of making you bankrupt or financially crippled. It’s therefore wise to put in some thought before accepting any medically related compensation.

  1. Income Compensation

There are accidents that either temporarily affect your ability to earn or deny you the chance to earn completely. Compensation that’s given to you, may not necessarily compensate for the loss of your income. This is critical because it helps to solidify the dignity and purpose of people in their lives.

Thus, in this situation a lawsuit can help you find the following compensation: –

  • Lost Opportunities: A personal injury can be the barrier between money-making opportunities. This may not be found in any compensation settlement. Negligent parties are liable to pay you for the losses you’ve to suffer as a result of their fault.
  • Future income: Personal injuries may cause paralysis or lost limbs; this could mean your way of making fortune is deeply affected. A lawsuit can help you maximize the payout to cushion you from the future inability to earn a living.

Aspects like income compensation, may seem light on the eyes of the victims and the aggressor. A lawyer can help craft lawsuits or compensation argument to help secure income generation for any party.

  1. To Act as a Deterrent Measure

When accidents occur, they leave a trail of destruction. This includes bodily harm, financial loss, trauma, and other inconveniences. These effects sometimes cause permanent damage to the lives of the affected parties.

A lawsuit can help prevent future injuries or effects on the members of the public. Those found liable for negligence can be compelled by the courts to make changes that would help tame such incidences. Fines, damages, and cash awarded to victims can also help discourage such acts.

A sense of responsibility is needed to secure public safety and discourage acts of negligence.

  1. If You Receive an Insufficient Compensation

The likelihood of getting compensation after an accident is high. This doesn’t negate the fact the party that caused your injury, may want to pay you the least possible compensation. If the insurance company of the person that injured you offers to pay an insufficient amount, you’ve a right to correct compensation.

Lawyers can help draft lawsuits that poke holes in insurance documents and policies. They’ll also help assert authority to the defendant as you seek the rightful compensation.

You must take the following steps before filling for lawsuits after an injury:

  1. Determine Whether the Case is Within Statute of Limitation

After the accident occurs, so much happens in between that can make your potential case time invalid. Every state or nation has its statute of limitation that helps in the expedition of such matters. This, therefore, need to be established before proceeding with the case.

A lawyer can help you to revive such time-barred cases or put the matter on a speedy lane to ensure justice is served. This can be due to a lengthy spell in hospital or when some of the affected people have lost lives in the accidents.

  1. Find an Experienced and a Competent Lawyer

One of the factors that increase your chances of success in litigation is the person representing you. An attorney for personal injury matters cannot be the same as the one dealing with other matters like family law.

Below are some top considerations to help you solve this point: –

  • Contingency Fee: Depending on your financial situation, sometimes it can be difficult to go for a lawsuit due to legal fees. Legal firms that charge no upfront fee can help you to get justice with less strain on your finances.

Look for firms that have options to charge a commission for the compensation plan.

  • Reputable Law Firms: Reputation comes from the experience in the industry and also reviews from past clients. Look for sources either online, from friends, recommendations, and peer reviews to help settle for reputable firms.

Before you embark on a legal case, the team that’s going to handle your case must be solid and competent. This is a critical step when seeking justice or fair compensation.

  1. Ensure you Have a Traceable and Accurate Record of Events

Evidence and records are the determining factors for a case to be successful or not. This is what will be used by defendants, the judge, lawyers, and members of the jury to decide your case. Therefore, take ample time to gather all that is needed.

You may require the following evidence: –

  • Medical Records: Consult a medical professional to help you gather all the required medical records and certificates. These documents will offer a weighty, balanced, and objective approach which will form the basis of deciding the case merits.
  • Photographs: Lawyers can help you gather all the necessary images that can be relied on to dispense the case. Without such critical images, the case may get difficult to prove.
  • Witnesses and Social Media Evidence: Ensure you record contacts of witnesses. Also, ensure they’re willing to back your case when seeking compensation. Also, avoid commenting about your case on public forums such as social media—this jeopardizes the administration of the case.
  1. Select and Notify the Defendant in the Case

The ultimate reason for pursuing a case is getting justice and compensation. This can only be achieved if they’ve the ability—deep pockets—to handle the compensation.

Look for signs like a financially stable insurance company, a wealthy individual, the fault of an employer to observe safety standards, or a fault by local or federal governments.

Ensure they’re also notified to prepare for the defense. This could also precipitate out of court settlement, thus proving beneficial to all parties.

  1. Prepare the Case with your Lawyer

The final thing is preparing the case to present in the court. Your lawyer will prepare witnesses, finalize the evidence, and gather all records, on your behalf. This step culminates by filing of the case at the office of the clerk.

What’s the Ideal Time to File a Personal Injury Case?

If you’ve suffered a personal injury that affected your mobility, ability to earn, or caused you trauma, and emotional anguish, you’re justified to file a case. The compensation received or offer may be insufficient to cover the losses, medical expenses, and the inconveniences brought to your life.

It’s advisable to file the case only when, backed by sufficient evidence, competent attorney and a feasible defendant.